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Welcome to the exclusive Premier Client Program. Membership offers detailed personal attention with a level of protection unmatched by standard insurance policies. Our customized, organized and flexible approach is better equipped to address the unique lifestyles of affluent homeowners and their personal treasures.

Qualified members enjoy the most extraordinary custom-tailored insurance protection, service and commitment available with a selection of these fine services: 

  • Organized, all inclusive Premier Client insurance portfolio
  • Complimentary in-depth home appraisals
  • Agree to the replacement value of your vehicles up front
  • Select no hassle cash options on home and content claims
  • Replace content without depreciation
  • Worldwide liability and personal property coverage
  • Customized solutions for art, jewelry and other collectibles
  • Coverage for your private events and household staff
  • Kidnap, ransom and identity fraud coverages
  • Custom protection for yachts and sailboats

Excess Liability Coverage Services
The Premier Client Program's excess liability insurance offers a higher level of crucial coverages up to $100 Million to further enhance your protection. Coverage includes:

  • Personal Injury
  • Worldwide Automobile Rental
  • Defense Cost
  • Not-for-Profit Directors and Officers
  • Uninsured/Underinsured Motorist Protection

Become a Premier Client Program Member
Contact a Premier Client Program expert at 586-977-6300 for a complete program review. 

The Premier Client Program is underwritten through insurance carrier partners like AIG, Chubb and Fireman's Fund.



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Securities and Advisory Services offered through M Holdings Securities Inc., a Registered Broker/Dealer and Investment Adviser, Member FINRA/SIPC. Brown & Brown of Detroit, is independently owned and operated from M Holdings Securities, Inc. Brown & Brown of Detroit is a wholly owned subsidiary of Brown & Brown, Inc.

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