Tag Archives: business insurance

Contractors’ Insurance: Change Orders & Work Adjustments- Are You Covered?

By Brian Pilarski, Commercial Insurance Advisor The plans are drawn up, the materials are on site. On paper, everything looks great, ready to roll. Installation […]

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Contract or Commodity: The Sequel

By Todd Piersol, Executive Vice President, Brown & Brown of Detroit A couple years ago I posted a an article called Contract or Commodity: https://www.bbdetroit.com/contract-or-commodity/ […]

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“Insurance? Oh… Umm… Crazy weather lately, huh?” WHY I Work in Insurance

By Brian Pilarski, Commercial Insurance Advisor With the latest holiday season comes another set of awkward responses when people ask what I do for a […]

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Selling Your Interest in a Business? Talk to Your Insurance Advisor!

By Brian Pilarski, Commercial Insurance Advisor, Brown & Brown of Detroit Over the past few years, with improved economic conditions and better run companies, we […]

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Reimbursement vs. Duty to Defend

By Brian Pilarski, Commercial Insurance Advisor Businesses purchase insurance to provide financial protection against exposures due to the business operations, employees, and litigation matters. General […]

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The Art of Buying Business Insurance

By Chris Bolton, Commercial Insurance Advisor Let’s Face It In the event of a serious loss, such as a natural disaster or fire that puts […]

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Top 5 Ways to Reduce your Workers Compensation Costs

Insurance costs are top of mind for all companies. The expense and the hassle of insurance often creates a dislike for the process necessary to best […]

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How Analyzing Work Comp Claims Helps Both Business and Their Brokers

By Ryan J. Wellman, AAI – Brown & Brown of Detroit Workers’ compensation is a polarizing topic for many businesses- many don’t understand it or […]

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Policy Language is Critical

By Ryan Wellman, Commercial Insurance Agent Ask any business owner about their insurance policy, and they will say that aside from the limits and premiums, […]

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“It’s Not You, It’s Me”: We’re Just No Longer a Fit

An old friend of mine (let’s call him Pete) works for a well-known, national tax services firm. It’s not the type of firm that resides in […]

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DIY Insurance- Captives: Pros & Cons of Going to DIY Insurance (Captive)

Home Depot and Lowes, along with a binge of HGTV, can make one feel like undertaking a full kitchen renovation. Gut the kitchen, go buy the […]

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Breaking News: Top Employee Loses Life Savings Due to Employer’s Lazy Insurance Agent

Screeeeeeeech! The 2015 F-150 driven by your top foreman, Charles, slams into the back of a completely stopped garbage truck. The passenger with Charles, one of your […]

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Death by Medical Error, Time Out Protocol & Business Insurance

Medical errors contribute to a significant numbers of deaths per year, estimated to equate to around the 7th leading cause of death (if ranked and […]

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Owner, Spouse, Child- Not Covered by Insurance but the Business Is? Critical Gaps with Individually Owned Cars Insured on Business Auto Policy

PERSONAL CAR INSURED BY THE COMPANY? THE DIFFICULT CHALLENGES OF OBTAINING INDIVIDUAL(S) COVERAGE AS AN INSURED(S) UNDER BUSINESS AUTO POLICIES Many owners of corporate entities choose […]

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Insurance for Future Cash- Trade/Credit Insurance

Why are most companies in business? As part of many reasons, one of the top is most likely to be “make money or profit.” A […]

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